The Personal Accident Policy provides compensation to the client or named beneficiary for death or injury arising from accidental violence, external and visible means.

A capital sum is payable for death, with lesser sums for loss of limbs, eyes, or other parts of the body.

A weekly benefit for a specified period is payable for temporary total disablement resulting from the accident in addition to medical expenses necessarily incurred as a result of the accident.

This policy unlike the Employers liability policy covers the client 24 hours a day worldwide.