Our Standard Fire Policy covers you against loss by Fire, Lightning and Explosion (arising out of domestic use of gas or a boiler)

This Standard cover can be extended to indemnify you against loss or damage to your property caused by any of the following perils;

•     Earthquake
•     Windstorm
•     Flood
•     Explosion
•     Riot
•     Strike
•     Civil Commotion
•     Bursting or overflowing of water tanks, pressured equipment or pipes
•     Malicious Damage
•     Impact by road vehicles, animals or Aircraft and other aerial devices or articles dropped therefrom